Loan Originator
Revolutionizing How We Think About Recruitment
Location: Remote, hybrid, and in-office options for candidates nearby a branch location
Summary
- National leader in the retail mortgage industry servicing all 50 states seeking an outside loan originator
- Responsible for maintaining an NMLS license required under the S.A.F.E. Act of 2008
- Originating and processing real estate mortgage loans in accordance with company processes and product guidelines.
Essential Duties & Responsibilities
- Source mortgage leads.
- Build relationships with real estate agents and other lead sources.
- Analyze potential loan markets and develop referral networks to locate prospects for loans.
- Market company products to individuals and firms, promoting services that meet customers’ needs.
- Meet with applicants to obtain information for loan applications and answer questions about the process.
- Analyze applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Generate complete loan applications with corresponding documentation.
- Improve loan applications and documentation by informing the applicant of additional requirements.
- Help customers by answering questions and responding to requests.
- Handle customer complaints and take appropriate action to resolve them.
- Own the communication with the real estate agent or referral source.
- Confer with processing and underwriting to aid in resolving mortgage application problems.
- Maintain job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
- Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct seminars/trainings and other lead-generating activities.
- Mortgage coaching available.
Qualifications
- NMLS License required under the S.A.F.E. Act of 2008.
- At least $10MM in production in the last 12 months
- Experience with retail product philosophy, policy, underwriting, procedures, documentation and systems.
- Experience proactively soliciting new business.
- Encompass experience, preferred.
- Knowledge of all mortgage products and programs.
- Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
- Advanced communication and collaboration skills.
- Proficient in standardized software applications, including Microsoft Word, Excel, PowerPoint and Outlook.
Compensation Package
- Competitive compensation plan and a robust benefits package, including medical, dental, vision, 401K, short-term disability, employee assistance program, and a wellness program.
Contact:
Lee Bregman
Managing Director | Recruitmentality
D: (949) 774-4700
E: lee@leebregman.com